rubberdinghy Posted October 7, 2006 Report Share Posted October 7, 2006 someone copied my bank card and has used it!!! Emptying my account!!!BULLSHIT Link to comment Share on other sites More sharing options...
rubberdinghy Posted October 7, 2006 Author Report Share Posted October 7, 2006 good thing i'm not rich. Link to comment Share on other sites More sharing options...
meggo Posted October 7, 2006 Report Share Posted October 7, 2006 shit! sorry to hear that dinghy. do you know where it was copied? Link to comment Share on other sites More sharing options...
rubberdinghy Posted October 7, 2006 Author Report Share Posted October 7, 2006 not a clue...protect your pin I say...They tried to use it in Montreal today...that's what tipped my bank off! Link to comment Share on other sites More sharing options...
Douglas Posted October 7, 2006 Report Share Posted October 7, 2006 that sucks crusty balls.do you remember ever having to "swipe twice" anywhere? Link to comment Share on other sites More sharing options...
headymamamyrna Posted October 7, 2006 Report Share Posted October 7, 2006 Thats horrible!So is it because we swipe more than once.I had to swipe three times at a grocery store yesterday.It happens a lot.It should be safe to do in stores isn't it?I am scared now! Link to comment Share on other sites More sharing options...
StoneMtn Posted October 7, 2006 Report Share Posted October 7, 2006 There is really no way to completely protect yourself, actually. There are actual machines, IN STORES that can record your number and the PIN you entered (although I would doubt you'd find them at a large chain, but you never know who owns the specific franchise). From those data, it is simple enough to produce a new card and use it. Link to comment Share on other sites More sharing options...
Douglas Posted October 7, 2006 Report Share Posted October 7, 2006 Myrna - maybe you should go change your PIN, just to be safe Link to comment Share on other sites More sharing options...
headymamamyrna Posted October 7, 2006 Report Share Posted October 7, 2006 Good idea but then again the same thing could happen couldn't it?i wouldn't want to have someone else spend all my money now would I? Link to comment Share on other sites More sharing options...
bouche Posted October 7, 2006 Report Share Posted October 7, 2006 fuck. another one of these horror stories. I'm going to have to ask my bank how they monitor card activity. Link to comment Share on other sites More sharing options...
LJFH Posted October 7, 2006 Report Share Posted October 7, 2006 This happened to me a few months ago. I had to go in and get a new bankcard and pin immediately. I suggest you do the same dude.It SUCKED but the bank reimbursed me for the money that was stolen.Now I NEVER use bank machines or interac machines...I only go into the ATM that is at my bank. Link to comment Share on other sites More sharing options...
Jakis Posted October 7, 2006 Report Share Posted October 7, 2006 Last night trying to take money out at the bar, the machine said will not accept my card. Found, out this morning that they suspected someone of copying my card and disabled my account. Just got a new card and pin and luckily foudn out no money was taken from my account. Link to comment Share on other sites More sharing options...
zero Posted October 7, 2006 Report Share Posted October 7, 2006 Basically any time your card is out of sight it could be done. It's not so much people taking your debit information as people using a little skimmer the size of often a palm pilot with an optical card reader. Your card is taken below the counter for a moment- they swipe it and through corrupt contacts they also have blanks and marry the two. Link to comment Share on other sites More sharing options...
rubberdinghy Posted October 7, 2006 Author Report Share Posted October 7, 2006 Well...done and done...went in..got a new card, and my money back...all in 30 minutes!!!AWESOME Link to comment Share on other sites More sharing options...
Calamity Jane Posted October 7, 2006 Report Share Posted October 7, 2006 just some info to add:point 1:hopefully all of us here already know that emails arriving from banking institutions (I even got one from PayPal) asking you to click on a link and confirm a password (or sometimes just even confirm bank balance) are all bogus! What's so disturbing is that these clever theives play on the "stolen ID" fear by claiming this is exactly the reason why you need to log in and verify that everything is okay. They steal/copy the bank's logo and usually the email is well-worded enough to be convincing (unlike like the overseas "I'm-a-deposed-king-and-have-a-$40 million dollar-favour to-ask-of you" emails. ***)remember that NO financial institution will ever contact you by phone or email...only by regular (sometimes, registered) mail. point 2:Financial institutions actively track and try to prevent ID theft/fraud b/c it costs them. DO take precautions, DO monitor you balances frequently, but know that, while it's a huge inconvenience to have things go wrong, [Dingy, I'd like to add it sucks RANCID, crusty balls...and I'm so sorry, 'bro!], your bank will help you out. Like Jakis, I unexpectedly received notice (in the mail) of suspected fraud on my credit card (no mysterious charges ever showed up) but they sent a new card and instructions on how to activate it; thereby de-activating the old one. point 3:apparently "ID theft insurance" being offered by some credit card companies are not worth the money for what they provide. Your bank is already bound to cover any losses. In this same interview on fraud, I also learned the value of checking one's credit rating/history every 6 months by requesting it from Equifax (online request is $15.50) but it's FREE by mail just print off this pdf request form People can reconstruct enough data about you from going through your paper recycling, request credit cards, open accounts, etc, intercept them before you get them, re-direct the bills, and you will not know until a collection agency comes a-calling that someone has done this to you. Tracking your credit history through Equifax is therefore a pro-active step. So, also, of course is shredding paper documents or removing the personal data parts and throwing them out separately.***to hopefully enjoy the lighter side of this, I propose we save and re-post some of those overseas requests...I haven't seen a good one in awhile. I'll dig through my inbox to see what I can find.... Link to comment Share on other sites More sharing options...
Magnolia Posted October 7, 2006 Report Share Posted October 7, 2006 My account got hacked into through online banking. I caught it when I randonly was checking my accounts and noticed a large amount pending transfer from one account to another. I called the bank right away and asked how this transfer got through because I sure didn't do it! They told me there was also a transfer pending to an account somewhere in the States! Long story short, I caught it in time, I didn't lose any money, and I got a new account!If you do online banking, be careful and don't use public computers. I think the computer I was using had one of those key-stroke recording applications on it. Lesson learned. Link to comment Share on other sites More sharing options...
can-o-phish Posted October 8, 2006 Report Share Posted October 8, 2006 someone copied my bank card and has used it!!! Emptying my account!!! BULLSHIT Wow, that really sucks RD...Howler had her account pilferred last year and I'm thinking more and more of this as I use my bank cards so much, both for our business (scary) and personal... Will your bank credit the money back to you?...for all the bullshit service charges we pay I hope they do... Damn that sucks...just the invasion of privacy is a pisser!!! Link to comment Share on other sites More sharing options...
StoneMtn Posted October 8, 2006 Report Share Posted October 8, 2006 Will your bank credit the money back to you?Well...done and done...went in..got a new card, and my money back...all in 30 minutes!!!AWESOME Link to comment Share on other sites More sharing options...
rubberdinghy Posted October 8, 2006 Author Report Share Posted October 8, 2006 I couldn't believe how nice they were....They said they could do it so quick as I was a long standing good customer....Sometimes it pays to be loyal. Link to comment Share on other sites More sharing options...
can-o-phish Posted October 8, 2006 Report Share Posted October 8, 2006 Nice to hear... However... Sometimes it pays to be loyal. This only applies if you're loyal to any team BUT the Sens... Link to comment Share on other sites More sharing options...
bouche Posted October 8, 2006 Report Share Posted October 8, 2006 remember that NO financial institution will ever contact you by phone or email...only by regular (sometimes, registered) mail. They do. Well, PC financial calls me when I miss a payment on my Line of Credit. The weird thing though is that they always call and say "for your protection we need to ask you the following questions" and proceed to ask me my birthdate and mailing address.I do think that is backwards these days. For MY protection I should be asking THEM questions to verify THEIR identity, especially if they are the ones calling me. Link to comment Share on other sites More sharing options...
StoneMtn Posted October 8, 2006 Report Share Posted October 8, 2006 I had exactly that situation when the CRA called me to talk about my taxes. They wanted to ask all kinds of questions to confirm my identity. I said, "But you phoned me." Eventually, we agreed to disagree, and since I wouldn't answer their questions, they wouldn't discuss my taxes with me. I then phoned them back on my schedule to find out what the problem was (which, luckily, turned out to be nothing).I wouldn't "confirm" my identity by giving out personal information to someone who phones me; never. Link to comment Share on other sites More sharing options...
CyberHippie Posted October 11, 2006 Report Share Posted October 11, 2006 Brutal it's happening everywhere these days... I think I want to get a safe and hang on to my own money.We had our account drained a few months ago. Got it all back, but what a pain... Link to comment Share on other sites More sharing options...
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